Share Rates

Dividend Rates/ Annual Percentage Yield*
Dividends Compounded
Dividends Credited
Dividend Period
Minimum Opening Deposit
Minimum Balance to Avoid a Service Fee
Minimum Balance to Earn the Stated APY*
Balance Method
Account Limitations
(See Section 6 Below)
REGULAR SHARES ACCOUNT
0.50%
Quarterly
Quarterly
Calendar Quarter
$5.00
N/A
$100.00
Average Daily Balance
N/A
CHRISTMAS CLUB ACCOUNT
0.50%
Quarterly
Quarterly
Calendar Quarter
N/A
N/A
$100.00
Average Daily Balance
Account Withdrawal Limitations Apply
VACATION CLUB ACCOUNT
0.50%
Quarterly
Quarterly
Calendar Quarter
N/A
N/A
$100.00
Average Daily Balance
Account Withdrawal Limitations Apply
IRA ACCOUNT
0.50%
Quarterly
Quarterly
Calendar Quarter
N/A
N/A
$100.00
Average Daily Balance
N/A
SHARE DRAFT (CHECKING) ACCOUNT
N/A
N/A
N/A
Calendar Quarter
N/A
$250.00
N/A
Average Daily Balance
N/A