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Southernmost

Federal Credit Union

1004 Kennedy Dr.

Key West, FL 33040

(305) 296-6568

Fax (305) 296-7341

Toll-Free (800) 794-8756

 

Share Accounts (Deposit)                                                                                               

Southernmost Federal Credit Union offers a variety of deposit and  savings accounts to help you achieve your goals for the future.  All deposit accounts are federally insured to at least $250,000 by the National Credit Union Share Insurance Fund (NCUSIF).  The fund is administered by the National Credit Union Administration (NCUA)

1004 Kennedy Dr.

Key West, FL 33040

(305) 296-6568

Fax (305) 296-7341

Toll-Free (800) 794-8756

an independent agency of the U.S. Government.  Look at the different types of accounts we offer, and feel free to contact Member Services if you would like more information.

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Share Accounts (Savings)

Credit Union members "savings" account is there primary Share account and establishes your membership.  Your Share account generally pays a higher rate of return, or dividend, than at other financial institutions.  Detailed statements are provided quarterly.

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Share Draft Accounts (Checking)

Your Share Draft account is your "checking" account.  Share draft accounts at your credit union are provided with minimal fees.  There are:

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NO monthly fees if the minimum balance of $250.00 is maintained

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$17.00 per month fee if minimum balance is not maintained

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NO per check charges

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Overdraft Privileges - Call for more details

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Club Accounts (Christmas or Vacation)

Club accounts earn dividends while providing an easy way to save for Christmas or an exciting vacation.

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Individual Retirement Accounts (IRAs)

Retirement is  one of the most important times of our members lives and Southernmost Federal Credit Union has IRA accounts to help our members plan for that time. Our  IRA accounts pay excellent dividends

Contributions to IRA accounts may be may be partially or totally tax-deductible, depending on your participation in other pension plans and our adjusted gross income (see your tax advisor). Every dollar your IRA earns, however, remains tax-deferred.

One of the benefits of credit union membership is you can conveniently transfer deposits into your IRA from your Share (Savings) account.  Contact Member Services today about setting up your own personal retirement savings plan.

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Certificates of Deposit

We offer 6 month and 12 month certificates of deposit with a minimum of $1000.  Please contact the credit union for the rates.  Early withdrawal penalty of one months interest earned or not earned applies.

 

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ATM / POS Cards

For your added convenience we have ATM / POS cards.  Our machine is located at 1004 Kennedy Drive with no fee to the member.  Member use of machines other than ours will result in a $1.00 fee plus the fee from that machine.

 

 

 

   

Copyright 2004 Southernmost Federal Credit Union.  |  Privacy Policy  |  Site Map  |  Contact Us

 


Federally Insured by NCUA
to at least $250,000

 

To assist members in accessing information not maintained on this site, the credit union provides links to other Internet addresses. Be advised that: 1) by clicking on any link to other Internet addresses, you are leaving the credit unions web site; 2) you are linking to an alternate web site not operated by the credit union; 3) the credit union is not responsible for the content of the alternate web site; 4) the credit union does not represent either the third party or the member if the two enter into a transaction; and 5) privacy and security policies may differ from those practiced by the Credit Union